Assurance Healthcare FAQ’s

No! Thankfully we’re not considered health insurance. That way we can focus on caring for you and your family rather than dealing with expensive and frustrating insurance regulations.

By itself, membership does not qualify as health insurance under the Affordable Care Act (ACA, or “ObamaCare”). You can pair membership with a High Deductible Health Plan (HDHP) or a health sharing plan to avoid paying the tax penalty. Contact us for more information on what plan might work best for you.

We do not accept insurance. Why? We think it’s best – for both you and us. We’re able to take care of you without dealing with insurance regulations, which allows us to keep costs down and spend more time with you. It’s really a win-win-win for everybody (yes, insurance companies even win – but more on that elsewhere).

If you have health insurance or a health sharing plan: this is when insurance or a health sharing plan will be useful to you. We are still your primary care physician and can coordinate care when necessary, and even do much of the follow up care that might be needed.

If you don’t have health insurance: we can still help you! As a member with us, we would help you navigate the healthcare system, even advising you how to negotiate medical bills and find the best care at the lowest possible price. We can often save you thousands of dollars as a self-pay patient – often less than if you were paying for insurance!

In both cases, we have a growing list of preferred specialists and services that help save all of our members money while offering excellent medical care. This list currently includes advanced radiology (like MRI’s, CT scans, etc.), ultrasounds, mammograms, colonoscopies, orthopedic surgeons, and more.

In short, yes. A High Deductible Health Plan (HDHP) is the least expensive and closest thing you can purchase to what used to be known as ‘catastrophic health insurance.’

The better answer… let us help you find something that works well for you. Some people benefit from HDHP’s, and others might qualify and benefit from a health sharing plan (a health insurance alternative). We’ve helped hundreds of people and businesses find a health plan that will save you money and offer even better benefits.

Absolutely. One trip to the emergency room will likely pay for up to 5 years of membership!

Plus, having a physician available to you 24/7 without any copays has proven to improve health. Now you would have immediate access for all of those minor issues that you would NOT have visited the doctor for before because of money, time, or energy. Using your membership is just a phone call away!

Assurance Healthcare Membership includes 12 counseling sessions for the lifetime of the membership (even if membership is cancelled or extends beyond one year), and additional visits are $30 per visit (subject to change). For more information details visit our counseling page. 

Unfortunately we are unable to provide pre-natal and delivery services at this time.

But, we have some good news.

First, as a member with us we can help save you money on any lab costs that you need for pregnancy, and possibly some other third-party services like ultrasounds.

We are also able to take care of your new baby starting day 1! Well child checks are included with your child’s membership, and it’s easy to add them to your membership either as an individual child or as part of one of our family plans. For more pricing information, click here.

We require a 6 month commitment up front (not all due at once, but 6 monthly payments), and then membership is month-to-month after that.

Anytime. New patients may register any time of year. We encourage you to register soon, as membership is limited per physician.